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Type of File : Circular
Language : Kannada
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Location : Karnataka
Published Date : 2021
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Pradhan Mantri Awas Yojana (Urban) Mission launched on 25th June 2015 which intends to provide housing for all in urban areas by year 2022. The Mission provides Central Assistance to the implementing agencies through States/Union Territories (UTs) and Central Nodal Agencies (CNAs) for providing houses to all eligible families/ beneficiaries against the validated demand for houses for about 1.12 cr. As per PMAY(U) guidelines, the size of a house for Economically Weaker Section (EWS) could be upto 30 sq. mt. carpet area, however States/UTs have the flexibility to enhance the size of houses in consultation and approval of the Ministry.
According to a July 2019 survey, the progress of PMAY-U is as follows.
Completed residences – 26.08 Lakh
Approved residences – 83.63 Lakh
Occupied residences – 23.97 Lakh
Total estimated subsidies under PMAY-U, according to the same survey, amounted to around Rs. 4.95 Lakh Crore. Out of this, the scheme has already provided more than Rs. 51,000 Crore as assistance to eligible applicants.
Pradhan Mantri Awas Yojana 2021 – Overview
Name of Scheme
Pradhan Mantri Awas Yojana (PMAY)
By PM Narendra Modi
Poor people of the country
Provide Financial Support to build House
Provide Affordable house
Name of State
How much interest subsidies one can get? The interest subsidies of 4 per cent and 3 per cent on loan amount up to Rs 9 lakh and Rs 12 lakh are admissible for MIG I and MIG II respectively. The benefit for these beneficiaries under CLSS works out a loan period of 20 years.