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Published Date : 2021
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Pradhan Mantri Awas Yojana (Urban) Mission launched on 25th June 2015 which intends to provide housing for all in urban areas by year 2022. The Mission provides Central Assistance to the implementing agencies through States/Union Territories (UTs) and Central Nodal Agencies (CNAs) for providing houses to all eligible families/ beneficiaries against the validated demand for houses for about 1.12 cr. As per PMAY(U) guidelines, the size of a house for Economically Weaker Section (EWS) could be upto 30 sq. mt. carpet area, however States/UTs have the flexibility to enhance the size of houses in consultation and approval of the Ministry.
According to a July 2019 survey, the progress of PMAY-U is as follows.
Completed residences – 26.08 Lakh
Approved residences – 83.63 Lakh
Occupied residences – 23.97 Lakh
Total estimated subsidies under PMAY-U, according to the same survey, amounted to around Rs. 4.95 Lakh Crore. Out of this, the scheme has already provided more than Rs. 51,000 Crore as assistance to eligible applicants.
Pradhan Mantri Awas Yojana 2021 – Overview
Name of Scheme
Pradhan Mantri Awas Yojana (PMAY)
Launched by
By PM Narendra Modi
Beneficiaries
Poor people of the country
Major Benefit
Provide Financial Support to build House
Scheme Objective
Provide Affordable house
Scheme under
State Government
Name of State
All India
Post Category
Scheme/ Yojana
Official Website
https://pmaymis.gov.in/
How much interest subsidies one can get? The interest subsidies of 4 per cent and 3 per cent on loan amount up to Rs 9 lakh and Rs 12 lakh are admissible for MIG I and MIG II respectively. The benefit for these beneficiaries under CLSS works out a loan period of 20 years.
Step 3- See two options>>check the status of your application from any of these two options.
Step 4- Click on the button of “Assessment ID”.
Step 5- On this page, fill in the assessment ID and mobile number>>click on the submit button.
Step 6- Now the PMAY status will appear on the screen and you can see your status.
How to check your name in PMAY 2021 Beneficiary List?
Step 1: Visit the official website. Step 2: Click “Search Beneficiary”. Step 3: Enter the Aadhaar number. Step 4: Click “Show”.
Required Documents
Aadhar Card
Postal address
Income certificate
Bank account passbook
Photograph
mobile number
Eligibility Criteria
PMAY is only available for the new property purchase. Also, an applicant must not possess any other pucca properties when applying for the said credit-linked scheme.
The house or property for purchase must belong to one of the areas, towns, villages or cities as per the Census 2011.
Beneficiaries must not have availed benefits under PMAY or any other credit-linked subsidy scheme from any of the financial institutions beforehand.
The interest subvention subsidy for EWS/LIG/MIG will be based on the following factors :
EWS: Annual household income upto Rs 3 lacs and house size upto 30 Sq. meter.
LIG: Annual household income between Rs 3 to 6 lacs and house size upto 60 Sq. meter.
MIG I – Households are defined as households having an annual income between Rs.6, 00,001 (Rs.Six lakh one) up to Rs.12,00,000(Rs. Twelve Lakh)
MIG II – Households are defined as households having an annual income between Rs.12, 00,001 (Rs.Twelve lakh one) up to Rs.18, 00,000 (Rs. Eighteen lakh).
Cities and states in this scheme
Chhattisgarh – 1000 Cities / Towns
Rajasthan
Haryana, 53,290 houses in 38 cities and towns.
Gujarat, 15,584 houses in 45 cities and towns.
Orissa, 5,133 houses in 26 cities and towns.
Maharashtra, 12,123 houses in 13 cities and towns.